The world expects Covid-19 pandemic will soon pass. In addition to supporting large-scale social restrictions (PSBB), the community must also be prepared to adjust to new normal conditions until this pandemic is over. Then, what is new normal?

According to the statement of the Head of the Task Force Expert Team for the Acceleration of Covid-19 Handling, Wiku Adisasmita, new normal is a change in behavior to continue carrying out normal activities but with the addition of applying discipline health protocols to prevent Covid-19 transmission.

The main principle of new normal is to adjust to the new lifestyles which include reducing physical contact activities, maintaining physical distancing, avoiding crowds, paying more attention to cleanliness, wearing masks and hand sanitizers, as well as working, worshiping, learning, and investing from home.

Take a look to the 5 new normal lifestyles of people in the pandemic period not only those relating to the health and cleanliness, but also finance,

1. Well maintaining your health

Some people will pay more attention to health by allocating their funds for insurance or setting emergency funds for the needs of treatment/ illness.

2. Pay more attention to cleanliness

Washing hands with soap and water, using a mask, and carrying a hand sanitizer are new things to do. In fact, to buy daily necessities, people avoid transactions using cash and switch to online shopping using e-wallets.

3. Manage your debt cautiously

Pandemic came suddenly. When pandemic hit and impacted the society economically and socially, individual finance is also impacted. Learning from the viral story of IDR80 million salaried employees who are in debt, people are becoming more introspective in terms of using debt and more efficient in managing their finances to avoid negative impacts of the pandemic.

4. Looking for additional income

The condition of the pandemic made people aware of the importance of finding additional income. The new source of income can be created from the interests or abilities they have. The public can start trying, experimenting, and exploring by utilizing the ease of technology.

5. Prepare an emergency fund

Until now, the world is still encountered with uncertainty because the Corona vaccine has not yet been found. That means, the public needs to prepare an emergency fund to anticipate their needs until an undetermined time.

 

The impact of pandemic to digital behavior

The Covid-19 pandemic has changed people's behavior to be more adaptive to digital technology, including using it to invest. In addition, the current situation encourages people to be more aware of the importance of managing finances in anticipation of future needs.

Mandiri Sekuritas has made it easy to invest safely and comfortably through MOST services. The public can become a capital market investor from home by opening an online securities account (Online Account Opening) with three easy steps namely filling out personal data, uploading the required documents, and doing a digital signature. The registration process only takes 10 minutes specifically for Bank Mandiri customers. Opening a securities account at Mandiri Sekuritas can be done by downloading the MOST application on the Google Play Store and Apple App Store, or by accessing register.most.co.id.

The community can remain productive during the pandemic by investing in the capital market and achieving future stability with Mandiri Sekuritas.