Who hasn't heard of padel, this up rising sport has become increasingly popular among various groups in major cities across Java and Bali.  Many people are trying to play padel, because it is not only sporty but also trendy, it even becomes part of today’s lifestyle. Originating from Mexico, padel not only reflects the trend of healthy lifestyles, but it also often stereotyped as a high-class and exclusive sport. Beyond the hype, there is one interesting thing to note, which is the expenses or costs incurred each time playing padel.

Let’s do a simple calculation, if a single padel session costs around IDR250,000–500,000 per hour, and play regularly 3 times a week, monthly expenses for padel could reach around IDR3,000,000. That’s certainly not a small number, especially if it’s not balanced with regular saving or investing.

Playing padel is totally fine, but it’s important to try to balance it with financial/stock market investments, because financial plan should not be disrupted by lifestyle. The question is, how can we stay sporty and healthy with padel, while also financially healthy and steady? The answer lies in maintaining discipline in investing just like discipline in padel for your health. Interestingly, there are many things we can learn from padel that align with the principles of investing.

Learn the Rules of the Game

Before playing padel, players must learn and understand the rules of the game, from casual fun games suitable for beginners, Americano with lots of rotation, to Mexicano which is designed for competitive players. Without understanding how to play and knowing the rules, the game will certainly not run smoothly.

The same applies to investing in the capital market. Investors need to understand the mechanism of the capital market, know the product and investment instruments, and adjust to their risk profile, so investors understand how to “play” for strong investment performance. Identify the risk profile that suits your character and investment goals, you can do a risk profile assessment to determine whether you are a conservative, moderate, or aggressive investor, and understand the right products. By understanding this foundation from the start, decisions and investment performance will be stronger and more focused, just like a precise padel shot that leaves your opponent stuck.

Know and Choose the Right Weapon

Next, choose the right “weapon”. In padel, racket is the main weapon. Choosing the right racket for your skill level will greatly determine your performance in the game. In padel there are 2 most common types of racket, which is control racket for a precise and tactical play style, and power racket that are suitable for offensive and aggressive playstyle. By understanding and using the type of racket that suits your play style, your performance in padel will be more maximal.

Same things apply in investing, an investor's weapon in the capital market is the right investment instrument. Therefore, select instrument or product that suits your risk profile or investment style and goals. In the capital market, there are 3 instruments that are most popular for retail or individual investors, which is stocks, mutual funds, and bonds. Stocks are suitable for aggressive investors who are willing to take on high risks. Meanwhile, mutual funds can be a practical tactical choice for investors with moderate to aggressive risk profiles who prefer a practical approach as it is managed by investment managers. Last but not least, bonds are suitable for investors with conservative to aggressive risk profiles (all risk profile types) which focus on control and stability.

So, it is important to understand the differences between stocks, bonds, and mutual funds to determine which one suits your risk profile and investment goals. By understanding the differences and choosing the right instruments, investment performance will be more optimal.

A Comfort and Safe Court Matters

Padel is certainly more enjoyable when played on a comfortable court that meets professional player standards.  A comfortable court allows players to focus better and enjoy the game. The same applies to investing in the capital market, choosing a comfortable or user-friendly digital platform from a trusted securities company that is registered and supervised by the Financial Services Authority (OJK) will greatly affect the ease, comfort, and security in investing.  Growin’ by Mandiri Sekuritas serves as a safe, fast, and easy “court” for retail investors to invest in stocks, mutual funds, and bonds. Not only that, for beginner investors, Growin’ also provides access to education, analysis, stock picks, and DIMA, a reliable Artificial Intelligence (AI) assistant, ensuring every investment step in the capital market is well supported!

Stay Consistent and Do Not FOMO

Trends can change quickly, don't let short-term trends distract you from your future goals. So, don't do it just because of fear of missing out (FOMO) and don't be easily tempted by speculation, stick to your investment plan, consistency is key for optimal results.

In Growin' by Mandiri Sekuritas app, investors can use the Grow Plan feature to invest in mutual funds regularly, starting from just IDR 10,000. Investment plans period can be made daily, weekly, or monthly with amounts that can be adjusted to the needs and capabilities of investors. With this feature, investing is no longer just a plan, but can become a habit that supports long-term financial goals. Investors can start regular investments planning with the following steps:

1. Log in to Growin’ by Mandiri Sekuritas
2. Click “Mutual Fund”, then select “Grow Plan”
3. If you don't have a Grow Plan yet, select “New Grow Plan.”
4. Choose the mutual fund product you will invest in
5. Enter the investment amount and select the purchase period, then click “Buy” to confirm your purchase and save Grow Plan.

By investing regularly with Mandiri Sekuritas, everyone can stay sporty and trendy while maintaining steady and growing investment performance. Start your investment journey with Growin’ by Mandiri Sekuritas now!