Individual clients of Mandiri Sekuritas who use Growin’ or MOST (Mandiri Online Securities Trading), can now purchase the Sharia Government Bond SR022 through the Growin’ as an investment in government-issued bonds based on Islamic principles. Sharia Government Securities (SBN Syariah) or Sukuk is a financial instrument issued by the Government of Indonesia, based on Islamic principles and supervised by the National Sharia Council (DSN MUI) which offers returns in the form of rental income (ujrah), that is paid on monthly basis. Sharia Government Securities (SBN Syariah) are managed in accordance with Islamic principles, meaning they do not contain elements of riba (interest), gharar (uncertainty), or maysir (gambling).

Investing in SR022 offers an attractive return, especially in the current environment of declining Bank Indonesia interest rates. SR022 T3 (3-year tenor) offers a fixed return of 6,45% with investment starting from IDR 1 million to IDR 5 billion. Meanwhile SR022 T5 (5-year tenor) offers a fixed return of 6,55% per year with investment starting from IDR 1 million to IDR 10 billion.

Key benefits of SR022 include:

• Safe and reliable, as it is guaranteed by the government
• Affordable, with investment starting from IDR 1 million to IDR 5 billion
• Tradable on the secondary market after the minimum holding period

SR022 can be easily purchased through the Growin’ by Mandiri Sekuritas by following these steps:

1. Log in to Growin’ by Mandiri Sekuritas. MOST users can also log in using the same username and password.
2. Click on “Bond”
3. Select “SBN”
4. Choose the instrument you wish to purchase
5. Enter the desired investment amount
6. Click Buy, your transactions will be created successfully
7. Make your payment through a designated bank via Livin’ by Mandiri
8. Log in to your Livin’ by Mandiri account
9. Select the “Pay” menu
10. Choose the “Tax” menu
11. Select Tax/PNBB/Excise and enter the code 50012
12. Enter the billing code you received
13. Confirm your payment
14. Payment is complete and successfully processed.

Start investing in SR022 to achieve your future financial goals. Enjoy a safe, convenient, and fully blessed investment experience through Growin’ by Mandiri Sekuritas.