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  • | Stock Analysis: The Difference Between Fundamental and Technical Analysis for Smart Investors

Stock Analysis: The Difference Between Fundamental and Technical Analysis for Smart Investors

Written by Corporate Secretary & Communications
Nov 30, 2025 • 5 min

Investing in stocks cannot rely on instinct alone. Careful analysis is needed to generate returns by assessing whether an issuer is worth buying, holding, or even selling. Through this process, investors can understand the potential gains as well as the risks that may arise.

In general, there are two main approaches to analyzing stocks: fundamental analysis and technical analysis. Each offers different perspectives and objectives in evaluating price movements. So, which analysis method best suits your stock investment strategy? Let’s take a look at the differences below.

What Is Stock Analysis?

Stock analysis is the process of evaluating the value and potential price movement of a stock so that investors can make rational and well-measured investment decisions. Through this analysis, investors can determine whether a stock’s current price is considered cheap, fair, or expensive, and predict future trends or performance based on relevant data and indicators.

Differences Between Fundamental and Technical Stock Analysis 

Below is an explanation of the differences between fundamental and technical analysis to help you choose the method most aligned with your investment goals:

Fundamental Stock Analysis

Fundamental analysis focuses on a company’s business and financial conditions to determine its fair value. This approach uses indicators such as financial statements, net income, and financial ratios (PER, PBV, ROE) to assess the company’s performance, growth potential, and industry outlook.

Because it emphasizes intrinsic value and long-term performance, fundamental analysis is most suitable for medium- to long-term investors seeking a rational and systematic investment approach.

Technical Stock Analysis

Technical analysis, on the other hand, focuses on price movements and trading volume to predict market trends. This method uses charts and indicators such as moving averages, RSI (Relative Strength Index), and MACD to identify the best moments to buy or sell.

By studying historical price patterns, technical analysis helps short- to medium-term investors or traders make quick and precise decisions based on market signals—beyond mere intuition.

Combining Fundamental and Technical Analysis

Smart investors typically do not rely on just one method. Instead, they combine both fundamental and technical analysis to achieve better investment outcomes. Fundamental analysis is used to evaluate business quality, financial stability, and long-term prospects—helping investors select stocks with real value and growth potential.

Meanwhile, technical analysis helps determine the best timing to enter or exit the market by interpreting price trends and trading volume. By integrating both approaches, investors can understand what to buy from a fundamental perspective and when to buy or sell from a technical perspective, resulting in more rational and effective investment decisions.

Achieve Smart Investment Strategies with Mandiri Sekuritas

Both fundamental and technical analysis play an important role in building a robust and sustainable long-term investment strategy. By mastering both, you can make more informed decisions instead of simply following market trends—leading to more optimal stock investments.

Start your stock investment journey with Mandiri Sekuritas, which provides easy and secure stock transactions supported by accurate market insights derived from in-depth stock analysis. Beyond simplifying stock investing, Mandiri Sekuritas also offers access to various capital market instruments in one integrated platform: Growin’ by Mandiri Sekuritas. 

So, what are you waiting for? It’s time to become a smart investor and bring your financial goals to life with Mandiri Sekuritas!

 


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