Capital market investments have become increasingly accessible to everyone—even beginners. One of the most popular instruments today is mutual fund investing, as it requires a relatively small amount of capital and is managed by professional investment managers. This allows you to invest without needing deep knowledge of the capital market or spending time monitoring it every day.

For those who want to start investing in a practical and safe way, understanding what a mutual fund is becomes an important first step. Through this instrument, you can grow your assets while entrusting the management to experts. Let’s learn more about how mutual fund investing works so you can choose the right product for your financial goals!

What Is Mutual Fund Investing?

A mutual fund is an investment vehicle that pools money from the public to be managed by professional investment managers. The collected funds are then invested into various instruments such as stocks, bonds, or money market securities, depending on the type of mutual fund. With this system, investors can own a diversified portfolio without having to purchase each investment instrument individually.

For beginners, mutual fund investing is an ideal choice because all you need to do is deposit your money, while the management is handled by experienced professionals. This means you can still invest and potentially earn returns without the need to constantly monitor the market or devise your own investment strategy.

Key Advantages  of Mutual Fund Investing

After understanding what mutual funds are, it is  also important to know their advantages. Here are several reasons why mutual funds are favored by many:

1. Professionally Managed

Mutual funds are managed by experienced investment managers who understand financial markets well. This makes mutual fund investing easy, as you don’t need to analyze stocks or bonds on your own.

2. Low Initial Capital

You can start investing with a small amount of money—even from just tens of thousands of rupiah. This makes mutual funds suitable for beginners who want to learn to invest without taking big risks.

3. Risk Diversification

One of the biggest advantages of mutual funds is diversified risk. Your funds are not concentrated in a single asset but allocated  across various instruments for better stability and safety.

4. Easy to Redeem

Mutual funds are considered liquid investments, meaning you can redeem them anytime without waiting for a maturity date. The redemption process is also simple and can be done through apps or online investment platforms.

How to Invest in Mutual Funds with Mandiri Sekuritas

With Mandiri Sekuritas, investing in mutual funds becomes practical, secure, and beginner-friendly. Here are the simple steps:

1. Create Growin’ Account by Mandiri Sekuritas

You can open a Mandiri Sekuritas account online via growin.id or by downloading the Growin’ by Mandiri Sekuritas app on the App Store or Play Store. Fill out your personal information and complete the verification process. Registration is quick and can be done anytime.

2. Choose a Mutual Fund Based on Your Risk Profile

Mandiri Sekuritas offers various mutual fund types such as money market funds, fixed income funds, balanced funds, and equity funds. Select the one that best matches your goals and risk tolerance.

3. Set Your Investment Amount and Start Investing

You are free to choose the investment amount according to your financial capability. Transactions can then be made directly through Mandiri Sekuritas’ easy-to-use and transparent digital platform.

Start Investing Easily and Safely with Mandiri Sekuritas

Mutual fund investing is the perfect option for those who want a safe, practical, and easy-to-understand investment method. With affordable capital and professional management, mutual funds are an excellent choice for building your assets early without having to track the market daily.

Now is the time to take real action! Learn how mutual fund investing works and start your financial journey with Mandiri Sekuritas. Enjoy seamless digital transactions, a wide range of product choices, and expert guidance to help you achieve your financial goals faster.